FAQ’s

Frequently Asked Questions (FAQ)

QnA in general about the nature of product, advantages, potential risks, preventive measures, terminology, misconceptions, norms etc.

Can I get an in-principle approval and actually avail of the loan later?
Yes you can get in-principle and avail it within 90 days
How long is this approval valid?
Approval is valid for 90 days
What are the documents required?
Photo, Pan Card, current residence proof and income proof
What is Balance Transfer?
Balance transfer is the transfer of your existing loan from one bank to another loan to reduce your rate of interest and EMI and to reduce your outgoing
Does my CIBIL score effect the Balance Transfer?
To a certain extent your existing loan has to be regular without late payments
Does my loan tenure get reduced?
Depends on your comfortability on repaying tenure is flexible
Does my loan EMI increase?
Emi will increase only if you reduce the tenure of your existing loan
Can I merge more than one loan into a single loan that you are offering?
Yes, we can merge the loans and make one consolidated loan and that is the most beneficial and is also your monthly outgoing saver
What are the maximum number of loans that can be merged?
It depends on your eligibility
What is the minimum amount of loan that you allow in balance transfer?
Any amount
How old should be my current loan?
6 months repayment schedule
How long does it take to get my loan sanctioned?
It takes 7 - 10 working days
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